Identity Theft

What is identity theft?

Identity theft is any crime that involves someone wrongfully obtaining and using another person’s personal data in a fraudulent manner, usually to steal money. The identities of roughly nine million Americans are stolen each year.

Warning Signs

Most victims won’t know their identity has been stolen until well after it happens because they don’t know the warning signs. The sooner you become aware of the theft, the less damage a thief can do.

10 Steps for Identity Theft Victims

Unfamiliar purchases or missing money

Always check billing statements for purchases or transactions you didn’t make. Unexpected purchases or transactions indicate that someone has stolen your account number.

Surprises on your credit report

There are three major credit reporting companies, each of which is required to provide you with one free copy of your credit report every year upon request. Contact them directly to order your reports:

  • Equifax: 800-525-6285 or
  • Experian: 888-397-3742 or
  • TransUnion: 800-680-7289 or

Learn more about protecting your card security: